SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA
MassageLuXe Spa franchise in California: what the public record shows
Franchisees of MassageLuXe Spa in California have taken 5 SBA loans since 1991 (average $539,600)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.8% is the better guide. Its latest FDD Item 20 state table reports 2 franchised outlets in California (fiscal 2025) — about 0.01 per 100k residents.
Loans in CA
5
Resolved
3
Local charge-off
thin
National charge-off
8.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
9,298
statewide, all operators
Per 100k residents
23.6
national 26.6
Versus the country
-11%
thinner
Every business in MassageLuXe Spa's industry operating in California — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 1 | 0 |
| 2024 | 1 | 0 |
| 2025 | 2 | 0 |
| System | Loans in CA | Local charge-off | Units in CA |
|---|---|---|---|
| GREAT CLIPS | 65 | 14.0% | — |
| European Wax Centers-Galleria | 49 | 3.1% | — |
| Fantastic Sams | 47 | 17.9% | — |
| Planet Beach | 35 | 62.5% | — |
| SUPERCUTS | 32 | 0.0% | 318 |
| Amazing Lash Studio | 29 | 22.7% | 34 |
| The Lash Lounge | 15 | thin | — |
| 18/8 Fine Men'S Salons | 13 | 0.0% | — |
| Hand and Stone Massage and Facial Spa | 10 | thin | — |
| THE NOW | 9 | thin | — |
| Elements Therapeutic Massage | 8 | thin | — |
| Hollywood Tans | 8 | thin | — |
Same sector, same state, same public records — how MassageLuXe Spa compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing MassageLuXe Spa's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →