SBA 7(a)/504 FOIA · FY1991–PRESENT · MARYLAND
Sport Clips franchise in Maryland: what the public record shows
Franchisees of Sport Clips in Maryland have taken 14 SBA loans since 1991 (average $169,550)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.9% is the better guide. Its latest FDD Item 20 state table reports 38 franchised outlets in Maryland (fiscal 2016) — about 0.61 per 100k residents.
Loans in MD
14
Resolved
9
Local charge-off
thin
National charge-off
7.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MD. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 34 | — |
| 2015 | 37 | — |
| 2016 | 38 | — |
| System | Loans in MD | Local charge-off | Units in MD |
|---|---|---|---|
| Subway | 108 | 11.0% | 355 |
| MASSAGE ENVY | 16 | 10.0% | 23 |
| EDIBLE ARRANGEMENTS | 15 | 15.4% | 22 |
| DAIRY QUEEN | 14 | 0.0% | — |
| Matco Tools | 14 | 25.0% | — |
| CERTA PROPAINTERS | 12 | thin | 11 |
| SERVICEMASTER RESTORE | 11 | thin | 51 |
| Home Instead | 9 | thin | 10 |
| Fastsigns | 8 | thin | — |
| PRECISION TUNE FRANCHISE AGREEMENT | 8 | thin | 15 |
| Budget Blinds | 7 | thin | — |
| Chesapeake Bagel Bakery | 7 | thin | — |
Same sector, same state, same public records — how Sport Clips compares to the systems a buyer in Maryland would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Sport Clips's numbers, including talking you out of a bad deal.
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