FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO

The Grounds Guys franchise in Colorado: what the public record shows

Franchisees of The Grounds Guys in Colorado have taken 10 SBA loans since 1991 (average $160,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 40.4% is the better guide.

SBA loan outcomes · Coloradovs national

Loans in CO

10

Resolved

2

Local charge-off

thin

National charge-off

40.4%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Colorado vs nationalDense market

Businesses in this industry

1,948

statewide, all operators

Per 100k residents

32.7

national 26.7

Versus the country

+22%

denser

Every business in The Grounds Guys's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Colorado5 systems
SystemLoans in COLocal charge-offUnits in CO
SERVPRO (UNIT)150.0%49
One-Hour Martinizing129.1%
RESTORATION 16thin11
BOR RESTORATION5thin5
WaveMAX Laundry5thin

Same sector, same state, same public records — how The Grounds Guys compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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