FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA

The Lash Lounge franchise in Florida: what the public record shows

Franchisees of The Lash Lounge in Florida have taken 11 SBA loans since 1991 (average $364,500)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 16.3% is the better guide.

SBA loan outcomes · Floridavs national

Loans in FL

11

Resolved

5

Local charge-off

thin

National charge-off

16.3%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Florida vs nationalDense market

Businesses in this industry

8,318

statewide, all operators

Per 100k residents

35.6

national 26.6

Versus the country

+34%

denser

Every business in The Lash Lounge's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Florida12 systems
SystemLoans in FLLocal charge-offUnits in FL
Planet Beach5382.6%
European Wax Centers-Galleria359.7%
Fantastic Sams3120.0%
GREAT CLIPS2912.0%
Hand and Stone Massage and Facial Spa290.0%
MassageLuXe Spa240.0%24
SUPERCUTS220.0%142
Amazing Lash Studio15thin26
Restore Hyper Wellness13thin
Deka Lash8thin
Hollywood Tans8thin
SMARTSTYLE8thin91

Same sector, same state, same public records — how The Lash Lounge compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing The Lash Lounge's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →