SBA 7(a)/504 FOIA · FY1991–PRESENT · INDIANA
Two Men and a Truck franchise in Indiana: what the public record shows
Franchisees of Two Men and a Truck in Indiana have taken 6 SBA loans since 1991 (average $276,400)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 6.3% is the better guide.
Loans in IN
6
Resolved
3
Local charge-off
thin
National charge-off
6.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in IN | Local charge-off | Units in IN |
|---|---|---|---|
| Subway | 238 | 3.1% | 535 |
| DAIRY QUEEN | 142 | 1.9% | — |
| WINGS ETC. | 45 | 6.7% | 23 |
| MASSAGE ENVY | 21 | 0.0% | 20 |
| BIG O TIRES | 20 | thin | 21 |
| Sport Clips | 19 | 42.9% | 40 |
| Fastsigns | 16 | thin | — |
| Matco Tools | 15 | 46.2% | — |
| PITA PIT | 13 | thin | 3 |
| Allstate Insurance | 12 | 0.0% | — |
| Firehouse Subs | 12 | 18.2% | 20 |
| Chrysler | 11 | thin | — |
Same sector, same state, same public records — how Two Men and a Truck compares to the systems a buyer in Indiana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Two Men and a Truck's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →