SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

Wyndham franchise in Georgia: what the public record shows

Franchisees of Wyndham in Georgia have taken 13 SBA loans since 1991 (average $3,142,923)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 2.6% is the better guide.

SBA loan outcomes · Georgiavs national

Loans in GA

Resolved

Local charge-off

thin

National charge-off

2.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Same-sector systems with SBA loan history in Georgia12 systems

System	Loans in GA	Local charge-off	Units in GA
Subway	119	5.9%	634
DAIRY QUEEN	89	7.7%	—
Firehouse Subs	54	2.4%	93
Matco Tools	33	16.1%	—
HOTWORX	31	0.0%	34
EDIBLE ARRANGEMENTS	22	6.3%	31
Fastsigns	21	23.1%	—
Sport Clips	21	0.0%	60
BEEF O' BRADY'S FAMILY SPORTS PUBS	19	83.3%	4
MASSAGE ENVY	18	23.5%	30
Allstate Insurance	17	14.3%	—
Plato'S Closet	16	thin	—

Same sector, same state, same public records — how Wyndham compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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