SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
Sport Clips franchise in Pennsylvania: what the public record shows
Franchisees of Sport Clips in Pennsylvania have taken 22 SBA loans since 1991 (average $299,409), and of the 15 loans whose story has ended, 0.0% were charged off — versus 7.9% for Sport Clips nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 45 franchised outlets in Pennsylvania (fiscal 2016) — about 0.34 per 100k residents.
Loans in PA
22
Resolved
15
Local charge-off
0.0%
National charge-off
7.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 30 | — |
| 2015 | 39 | — |
| 2016 | 45 | — |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Subway | 335 | 7.9% | 550 |
| DAIRY QUEEN | 79 | 7.4% | — |
| Minuteman Press | 39 | 5.0% | — |
| EDIBLE ARRANGEMENTS | 31 | 4.2% | 32 |
| Home Instead | 29 | 0.0% | 41 |
| Matco Tools | 27 | 26.1% | — |
| Budget Blinds | 21 | thin | — |
| MASSAGE ENVY | 20 | 0.0% | 23 |
| RODEWAY INN | 19 | thin | 20 |
| Alphagraphics, Printshops of the Futu | 16 | 7.7% | — |
| Fastsigns | 14 | thin | — |
| SERVICEMASTER RESTORE | 14 | thin | 81 |
Same sector, same state, same public records — how Sport Clips compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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